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Forgive me for being pedantic but initiation and ritual are not exactly the same. Ritual is the broad category of which an Initiation is a type.
In our culture there are some ceremonies of initiation like Bar / Bat Mitzvah, Quinceañera or debutante balls. But I think we can agree that these do not provide the life & death experiences of other such ceremonies, from other older cultures.

One thing that initiation does is make explicit the tacit assumptions of one's culture, a thing which is not apparent when one is still a child. And it delineates adult responsibilities in a culture. Neither of which age provides automatically.